Area data
Schenectady, NY — ZIP 12304
Population: 22,403 (Census ACS)
Home values & appreciation
- Median home value
- $265,656
- 1-year appreciation
- +3.9%
- 3-year appreciation
- +16.8%
- 5-year appreciation
- +40.0%
- 10-year appreciation
- +110.4%
- All-time peak (2026-07)
- $265,656
- House Price Index
- 420.6 (+5.3% YoY)
Market activity
- Median sale price
- $240,000
- Median list price
- $284,999
- Median days on market
- 16 days
- Sale-to-list ratio
- 99.7%
- Active listings
- 20
- 1-year forecast
- +2.6%
- New listings (monthly)
- 21
Rents
- 2-bedroom fair-market rent (HUD reference)
- $1,681/mo
- 3BR fair-market rent
- $2,185/mo
Affordability
- Cost of living index (High)
- 115.5 (100 = US avg)
- Electricity rate (state-level)
- 26.4¢/kWh
- Natural gas rate (state-level)
- $17.60/MCF
- 30-year mortgage rate (national)
- 6.66%
- 15-year mortgage rate (national)
- 6.00%
Schools
- Total schools
- 5
- Elementary schools
- 4
- Middle schools
- 1
- High schools
- 0
Natural hazards & flood risk
- Overall hazard risk
- Relatively Low
- Top hazards
- iceStorm, inlandFlooding, lightning, tornado
Climate (30-year normals)
- Average annual temperature
- 50.0°F
- Average high
- 60.0°F
- Average low
- 40.0°F
- Annual precipitation
- 43.4 in
- Annual snowfall
- 54.0 in
Walkability & transit
- Walkability index
- 14.8 / 20
- Transit service frequency
- 319
Amenities
- National parks within ~60 mi
- 4
- Nearest national park
- Saratoga National Historical Park (20 mi)
- Nearest airport
- Jerry Phibbs Airport (2 mi)
- Nearest major airport
- Albany International Airport (ALB) (5 mi)
- Hospitals nearby (~15 mi)
- 3
- Avg hospital rating
- 3.0 / 5
- Solar radiation rating
- Fair (3.8 kWh/m²/day)
Migration
- Net migration
- -55 tax filers
Housing stock
- Median year housing built
- 1,956
- Median annual property tax
- $4,311
- Mean commute to work
- 20 min
- Households with broadband internet
- 78.4%
Employment & development
- Total county employment
- 48,056
- Average weekly wage
- $1,334
- Top industries (by employment)
- Health Care, Professional Services, Accommodation & Food
- Annual residential building permits (county)
- 58
Area data compiled from public government, academic, and industry research feeds. Data sources →
Data last updated
Most recent source refresh: Aug 2026. See all data sources →